Hotline: 16457
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Hospitalization – Hospitalization/Surgery/Disability

Health Cashback Facilities


SUM INSURED: TK.

Coverage & Benefits

Individual Coverage BDT
Coverage per person (Disability, Hospitalization, Surgery) TK 20,000
OPD Coverage 2,000
OPD Coverage slab is given below
Doctor Consultation fees TK 800
Diagnostic TK 800
Medicine TK 400
Total OPD coverage TK 2,000
  • Hospitalization coverage- Disability, Hospitalization, Surgery
  • Out Patient/OPD Coverage
  • Coverage Amount: Up to BDT 20,000 Per Person Per Year
  • Term: 1 Year

Premium

Details Amount (BDT)
Insurance Premium TK 290
VAT 15% 44
Stamp 0
Total 334

How to Submit a Claim

  • 1st Step

    Insured will send the clear photos of the required documents along with his/her registered Name, Mobile Number & Policy Number to this WhatsApp number: +8801617666888 (WhatsApp only)

    Following is the document list for claim submission: (not limited to)

    • Policy Number
    • Policyholder’s NID number
    • Policyholder’s registered mobile number
    • Nominee’s registered mobile number
    • Copies of prescription for diagnostic test, treatment advise, medical references
    • Original set of investigation reports
    • Itemized original hospital bill and receipts Hospital and related original medical expense receipt Pharmacy bills in original with prescriptions
    • And other relevant documents as per insurance policy

  • 2nd Step

    Once the phone number is verified and all documents are submitted, the insured or nominee will be contacted by GDIC team.

    Claim Processing/Settlement:

    1st Step:

    • GDIC will review, verify and validate the submitted claims document by the insured.

    2nd Step:

    • GDIC claim or concern department will contact with the insured or nominee for verification if required

  • 3rd Step

    Approved or rejected claim will get the final confirmations within 15 working days. Confirmation includes payment to insured with regards final claim settlement decision.

    Other Terms & Conditions:

    • Insured must provide intimation to Insurer immediately and in any event within 48 hours from the date of Hospitalization . However, the Insurer at his sole discretion may relax this condition subject to a justifiable reason/evidence being produced by the Insured on the reasons for such a delay beyond the stipulated 48 hours and up to a maximum period of 7 days.
    • Insured has to file the claim with all necessary documentation within 15 days of treatment/discharge from the Hospital.
    • Insured must give clear pictures of all original bills, receipts, certificates, information and evidences from the attending Medical Practitioner /Hospital /Diagnostic Laboratory as required by Insurer.
    • All the bills, prescription and required documents should have the insured person’s name written clearly and the date should be mentioned properly.
    • On receipt of intimation from Insured regarding a claim under the policy, Insurer/Administrator is entitled to carry out examination and obtain information on any alleged Injury or Disease requiring Hospitalization if and when Insurer may reasonably require.