Hotline: 16457

Accidents can happen anywhere, anytime and sometimes even the smallest of its kind puts your finances in a fix. Green Delta Insurance Nibedita-Comprehensive Insurance Scheme is one of the key security measures to undertake for providing financial security in case of an accident. It ensures that your family does not suffer in event of an accident by providing compensation for accidental death or disablement.

  • Providing affordable comprehensive insurance coverage to females.
  • Ensuring best available insurance facilities
  • Ensuring best Insurance Service in Urban and Rural area
  • Helping the women’s to be self dependent
  • Sum insured staring from Tk. 100,000.00 and exit sum insured Tk. 1,000,000.00
  • Trauma Allowance incase of Rape, Road bully, robbery, acid victim
  • Affordable net premium starting from 580/- per person
  • Hassle free claim management
  • Accidental Death
  • Bodily injury due to accident causing permanent or partial disability
  • Disability/Accidental death due to insect bites, snakes and animal bites.
  • Death or bodily injury due to flood, earthquake, land slide, cyclone and other natural calamities
  • Death/bodily injury due to riot and strike, civil commotion
  • Death during child birth or during caesarean operation at the time of child birth.
  • Loss or Damage to household goods/personal effects due to fire/lightening, riots, storm, typhoon, flood, cyclone and earthquake
  • Trauma Allowance incase of Rape, Road bully, robbery, acid victim
  • The tenure of the policy is for 1 Year.
  • All sections of women in the age group of 18-65 years
  • Pre existing disability
  • death, injury or disablement arising from or traceable to whilst under the influence of intoxication, liquor and drugs,
  • Death caused by convulsions of nature, suicide and intentional self injury.
  • Death or injury directly or indirectly caused by insanity
  • War, invasion, foreign army, hostilities (whether was be declared or not),civil war
  • Rebellion, revolution, insurrection, mutiny
  • Lockout, military or usurped power
  • A group of malicious person persons acting on behalf of or in connection with any organization, conspiracy, confiscation, commandeering, requisition or destruction or damage by order of any government de jure or de facto or by any public authority
  • nuclear reaction, nuclear radiation or radioactive contamination
Scope of Cover For All Class of Sum Insured
Accidental Death
Disability / Accidental death due to insect bites, snakes and animal bites.
Death during child birth or during caesarean operation at the time of child birth.
Death injury due to riot and strike, civil commotion
Capital Sum Insured
Bodily injury due to accident causing permanent or partial disability
Bodily injury due to riot and strike, civil commotion
As per Schedule Attached
Loss or Damage to household goods/personal effects due to fire/lightening, riots, storm, typhoon, flood, cyclone and earthquake 25% of the Sum Insured
Trauma Allowance incase of Rape, Road bully, robbery, acid victim Trauma Allowance incase of Rape, Road bully, robbery, acid victim
Permanent total loss of sight of both eyes 100%
Total loss or permanent total loss of use of two limbs 100%
Total loss or permanent total loss of use of right arm 75%
Total loss or permanent total loss of use of left arm 60%
Total loss or permanent total loss of use of right forearm 65%
Total loss or permanent total loss of use of left forearm 55%
Total loss or permanent total loss of use right hand 60%
Total loss or permanent total loss of use left hand 50%
Total loss or permanent total loss of use thigh 60%
Total loss or permanent total loss of leg at or below the knee 50%
Total loss or permanent total loss of use of foot 40%
Permanent total loss of sight of the one eye 50%
Permanent total deafness in two ears 50%
Permanent total deafness in one ear 15%
Total loss or permanent total loss of use of thumb on right hand 25%
Total loss or permanent total loss of use of thumb on left hand 20%
Total loss or permanent total loss of use of index finger on right hand 20%
Total loss or permanent total loss of use of index finger on left hand 15%
Total loss or permanent total loss of use of middle finger on right hand 12%
Total loss or permanent total loss of use of middle finger on left hand 10%
Total loss or permanent total loss of use of third(ring) finger on right hand 10%
Total loss or permanent total loss of use of third(ring) finger on left hand 8%
Total loss or permanent total loss of use of little finger on right hand 8%
Total loss or permanent total loss of use of little finger on left hand 6%
Total loss or permanent total loss of use of big toe 5%
Total loss or permanent total loss of use of any other toe 3%
The plan stipulates premium @0.50% per annum and sum insured minimum Tk.1 lakh and maximum Tk.10 lakh.
Sum Insured 100,000 200,000 300,000 400,000 500,000 600,000 700,000 800,000 900,000 1,000,000
Premium Rate @0.50% @0.50% @0.50% @0.50% @0.50% @0.50% @0.50% @0.50% @0.50% @0.50%
Net Premium 500.00 1,000.00 1,500.00 2,000.00 2,500.00 3,000.00 3,500.00 4,000.00 4,500.00 5,000.00
Vat 75.00 150.00 225.00 300.00 375.00 450.00 525.00 600.00 675.00 750.00
Stamp 5.00 01.00 15.00 20.00 25.00 30.00 35.00 40.00 45.00 50.00
Grand Total 580.00 1,160.00 1,740.00 2,320.00 2,900.00 3,480.00 4,060.00 4,640.00 5,220.00 5,800.00

What is ‘Nibedita’?

A personal accident insurance scheme which provides economic security to women irrespective of their income, occupation or vocation.

Who are eligible to buy this policy?

All sections of women in the age group of 18-65 years

Why do we need an Insurance product exclusively for Women?

This product is exclusively designed for women as today’s women’s are exposed various hazards related to the occupations and social issues. An Insurance like this might give women to think independently in terms financial protection or revive the business if she encounters any accident

How is this product different from Personal Accident Policy?

This product different from regular Personal Accident Policy in terms of its extended cover and which are

  • Loss or Damage to household goods/personal effects due to fire/lightening, riots, storm, typhoon,flood, cyclone and earthquake
  • Trauma Allowance incase of Rape, Road bully, robbery, acid victim
  • Death during child birth or during caesarean operation at the time of child birth.

How do I buy this policy? Who do I contact?

Irrespective of occupation any women can avail this policy,by paying the premium from any of the Green Delta Insurance Branch.

What’s the claim settlement process? How is this hassle free? Is there paperwork involved?

Simple claim settlement procees. Like all the claim process paper works is required for the product which are mentioned bellow:-

  • Dully filled in claim form

In terms of Accidental Death and Bodily Injury :

  • Medical Reports
  • Doctor’s declaration
  • Post-mortem Report
  • Death certificate
  • Succession Certificate

In terms of Rape/Road Bully/Acid Victim :

  • Doctors Report/Viscera report
  • Police Report
  • How will you assess the legitimacy of a claim?

If all the relevant papers are submitted claims department will asses the legitimacy of a claim

Can I buy this policy just for myself or this is a group insurance?

Policy can be availed individually or group wise

Is this policy available for women under 18?

NO

Do I get 100% sum insured if any of the accidents take place from the scope of coverage?

Claim will be settled as per the benefit schedule.

Apply For
Green Delta Insurance

Green Delta Insurance Company Limited (GDIC) is one of the leading private non life insurance companies in Bangladesh. GDIC was incorporated in December 14, 1985 as a public limited company, under the Companies' Act 1913 and its operation started on 1st January 1986, with a paid up capital of BDT 30.00 million.

To apply please fill out this form!








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