Hotline: 16457
Providing affordable Comprehensive Insurance Coverage to Females

Ensuring best available
Insurance Facilities

SUM INSURED: TK.

Key Benefits
of
Nibedita
Insurance

  • Providing affordable comprehensive insurance coverage to females.
  • Ensuring best available insurance facilities
  • Ensuring best Insurance Service in Urban and Rural area
  • Helping the women's to be self dependent
  • Sum insured staring from Tk. 100,000.00 and exit sum insured Tk. 1,000,000.00
  • Trauma Allowance incase of Rape, Road bully, robbery, acid victim
  • Affordable net premium starting from 580/- per person
  • Hassle free claim management

Providing affordable comprehensive insurance coverage to females.

Ensuring best available insurance facilities.

Ensuring best Insurance Service in Urban and Rural area.

Helping the women's to be self dependent.

Sum insured staring from Tk. 100,000.00 and exit sum insured Tk. 1,000,000.00.

Trauma Allowance incase of Rape, Road bully, robbery, acid victim.

Affordable net premium starting from 580/- per person.

Hassle free claim management.

Schedule of
Compensation

Scope of Cover For All Class of Sum Insured
Accidental Death
Disability / Accidental death due to insect bites, snakes and animal bites.
Death during child birth or during caesarean operation at the time of child birth.
Death injury due to riot and strike, civil commotion
Capital Sum Insured
Bodily injury due to accident causing permanent or partial disability
Bodily injury due to riot and strike, civil commotion
As per Schedule Attached
Loss or Damage to household goods/personal effects due to fire/lightening, riots, storm, typhoon, flood, cyclone and earthquake 25% of the Sum Insured
Trauma Allowance incase of Rape, Road bully, robbery, acid victim Trauma Allowance incase of Rape, Road bully, robbery, acid victim
Permanent total loss of sight of both eyes 100%
Total loss or permanent total loss of use of two limbs 100%
Total loss or permanent total loss of use of right arm 75%
Total loss or permanent total loss of use of left arm 60%
Total loss or permanent total loss of use of right forearm 65%
Total loss or permanent total loss of use of left forearm 55%
Total loss or permanent total loss of use right hand 60%
Total loss or permanent total loss of use left hand 50%
Total loss or permanent total loss of use thigh 60%
Total loss or permanent total loss of leg at or below the knee 50%
Total loss or permanent total loss of use of foot 40%
Permanent total loss of sight of the one eye 50%
Permanent total deafness in two ears 50%
Permanent total deafness in one ear 15%
Total loss or permanent total loss of use of thumb on right hand 25%
Total loss or permanent total loss of use of thumb on left hand 20%
Total loss or permanent total loss of use of index finger on right hand 20%
Total loss or permanent total loss of use of index finger on left hand 15%
Total loss or permanent total loss of use of middle finger on right hand 12%
Total loss or permanent total loss of use of middle finger on left hand 10%
Total loss or permanent total loss of use of third(ring) finger on right hand 10%
Total loss or permanent total loss of use of third(ring) finger on left hand 8%
Total loss or permanent total loss of use of little finger on right hand 8%
Total loss or permanent total loss of use of little finger on left hand 6%
Total loss or permanent total loss of use of big toe 5%
Total loss or permanent total loss of use of any other toe 3%
The plan stipulates premium @0.50% per annum and sum insured minimum Tk.1 lakh and maximum Tk.10 lakh.

Premium
Rate

Sum Insured 100,000 200,000 300,000 400,000 500,000 600,000 700,000 800,000 900,000 1,000,000
Premium Rate @0.50% @0.50% @0.50% @0.50% @0.50% @0.50% @0.50% @0.50% @0.50% @0.50%
Net Premium 500.00 1,000.00 1,500.00 2,000.00 2,500.00 3,000.00 3,500.00 4,000.00 4,500.00 5,000.00
Vat 75.00 150.00 225.00 300.00 375.00 450.00 525.00 600.00 675.00 750.00
Stamp 5.00 01.00 15.00 20.00 25.00 30.00 35.00 40.00 45.00 50.00
Grand Total 580.00 1,160.00 1,740.00 2,320.00 2,900.00 3,480.00 4,060.00 4,640.00 5,220.00 5,800.00

Frequently
Asked Questions

What is ‘Nibedita’?

A personal accident insurance scheme which provides economic security to women irrespective of their income, occupation or vocation.

Who are eligible to buy this policy?

All sections of women in the age group of 18-65 years

Why do we need an Insurance product exclusively for Women?

This product is exclusively designed for women as today’s women’s are exposed various hazards related to the occupations and social issues. An Insurance like this might give women to think independently in terms financial protection or revive the business if she encounters any accident

How is this product different from Personal Accident Policy?

This product different from regular Personal Accident Policy in terms of its extended cover and which are

  • Loss or Damage to household goods/personal effects due to fire/lightening, riots, storm, typhoon,flood, cyclone and earthquake
  • Trauma Allowance incase of Rape, Road bully, robbery, acid victim
  • Death during child birth or during caesarean operation at the time of child birth.

How do I buy this policy? Who do I contact?

Irrespective of occupation any women can avail this policy,by paying the premium from any of the Green Delta Insurance Branch.

What’s the claim settlement process? How is this hassle free? Is there paperwork involved?

Simple claim settlement procees. Like all the claim process paper works is required for the product which are mentioned bellow:-

  • Dully filled in claim form

In terms of Accidental Death and Bodily Injury :

  • Medical Reports
  • Doctor’s declaration
  • Post-mortem Report
  • Death certificate
  • Succession Certificate

In terms of Rape/Road Bully/Acid Victim :

  • Doctors Report/Viscera report
  • Police Report
  • How will you assess the legitimacy of a claim?

If all the relevant papers are submitted claims department will asses the legitimacy of a claim

Can I buy this policy just for myself or this is a group insurance?

Policy can be availed individually or group wise

Is this policy available for women under 18?

NO

Do I get 100% sum insured if any of the accidents take place from the scope of coverage?

Claim will be settled as per the benefit schedule.