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Welcome to the official Mobile Application of Green Delta Insurance Co. Ltd. (GDIC) (“the App”). This Application is created in the interest of general public who shall have access to the products of the app. These terms of use govern your use of the App and its products and services. The terms “Green Delta Insurance”, “we”, “us” and “our” refer to Green Delta Insurance.
BY ACCESSING THIS APP (THE “GREEN DELTA INSURANCE APP”) AND USING ITS PRODUCT, YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE READ AND UNDERSTOOD THE FOLLOWING TERMS OF USE AND YOU AGREE TO BE BOUND BY THEM. IF YOU DISAGREE WITH ANY PART OF THESE TERMS OF USE, DO NOT ACCESS THE APP. DO NOT CLICK “ACCEPT” UNTIL AND UNLESS YOU UNDERSTAND AND ACCEPT THESE TERMS AND CONDITIONS.

1. Registration

You must register in this App in order to use certain functions of the App, such as if you just want to browse this App, registration is optional. You can explore the App by clicking “Get a free quote”.
During registration, you will be required to provide contact information, consisting of an email address, username and password. You can select any username as you like, except that your username cannot be an impersonation of another person, a term that is the same or confusingly similar to a famous trademark, or a term that is offensive in any way. You may, but are not obligated to, use your own name. An OTP will be sent to your phone number and you have to verify your account by that OTP. GDIC reserves the right to reject or remove any username.

2. Age Restriction

Under the age of 18(Not eligible for NID) are not permitted to register on this App or use any functionality for which registration is required. You should not permit or encourage any violation of this rule.

3. Non-Commercial Use

This App and its products are for your own personal non-commercial use only. You may not use this App or its functions to promote your own or any business or commercial activity.

4. Changes to the App

We may discontinue or change any product, service, function or feature of the App at any time with or without notice.

5. Proper Use of This App

You may use the App for lawful purposes only and may use it only in ways consistent with the law.

6. Proprietary Rights

All product of this App (including but not limited to directories, guides, news articles, opinions, reviews, text, photographs, images, illustrations, profiles, audio clips, video clips, trademarks, service marks etc) is protected by copyright with all rights reserved. You are prohibited from copying, modifying, displaying, distributing, transmitting, redelivering through the use of “framing” technology, publishing, selling, licensing, creating derivative works or using any App product for any purpose without the prior written approval of GDIC.

7. Changes to the Terms of Use

We may change the Terms of Use at any time. You can review the most current version of the Terms of Use at the time of downloading the App. If you continue to use this App after we make changes to the Terms of Use, you are signifying your acceptance of the new terms. You are responsible for checking these terms periodically for any changes.

8. Electronic Delivery Statement and Your Consent

You agree that we may provide to you notices and other information concerning GDIC or this App electronically. We will also use your contact details information to:
• Send you information through SMS and email about services and plans offered by GDIC or this mobile app;
• Contact you through SMS and email for policy reminder notices;

9. Third party Apps and Advertisers

GDIC may include hyperlinks to third party on this App. You agree that we are not responsible or liable for any product or other materials on third party Apps. You also agree that we are not responsible for product or claims supplied by our advertisers. We are also not responsible for any transactions or dealings between you and any third party or any advertiser. You agree that GDIC is not responsible for any claim or loss due to a third-party App or any advertiser.

10. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMISSIBLE BY LAW, THE MATERIALS IN THIS APPLICATION ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED AND GDIC AND ITS AFFILIATES DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED. WE DO NOT GUARANTEE THAT THIS APP OR ITS PRODUCT WILL MEET YOUR REQUIREMENTS, IS ERROR-FREE, RELIABLE, OR WILL OPERATE WITHOUT INTERRUPTION.
GDIC does not warrant that this Application or the server that makes it available are free of viruses or other harmful components. The information and descriptions contained herein are not intended to be complete description of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes.
This Application may be linked to other Applications which are not maintained by GDIC. GDIC is not responsible for the product of those Applications. The inclusion of any link to such Applications does not imply approval of or endorsement by GDIC of the Applications or the product thereof.

11. Limitation of Liability

You may not assert claims for damages arising from this App or its products. We shall not be liable for any indirect, special, incidental, consequential or exemplary damages, even if we knew or should have known of the possibility of such damage. GDIC shall not be liable for any damages to or viruses that may infect your computer equipment or other property as a result of your access to, use of, or browsing in the Application or downloading of any materials, data, text, images, video, or audio from this App.

12. International Use

We make no representation that product of this App is appropriate or available for use in locations outside Bangladesh. If you choose to access this App from a location outside Bangladesh, you do so, on your own initiative and you are responsible for compliance with local laws.

13. Governing Law and Jurisdiction

This App is controlled and operated by GDIC from its offices within Bangladesh.  Any claim relating to, and the use of the App are governed by the laws in Bangladesh. All disputes arising out of these terms or the App shall be litigated in, and only in, courts located in Bangladesh and you agree to submit to the exclusive jurisdiction of those courts.
BY AGREEING TO THESE TERMS OF USE, YOU ARE: (1) WAIVING CLAIMS THAT YOU MIGHT OTHERWISE HAVE AGAINST US BASED ON THE LAWS OF OTHER JURISDICTIONS; (2) IRREVOCABLY CONSENTING TO THE EXCLUSIVE JURISDICTION OF, AND VENUE IN BANGLADESH OVER ANY DISPUTES OR CLAIMS YOU HAVE WITH US; AND (3) SUBMITTING YOURSELF TO THE PERSONAL JURISDICTION OF SUCH COURTS FOR THE PURPOSE OF RESOLVING ANY SUCH DISPUTES OR CLAIMS.

14. Severability and Integration

This contract and any supplemental terms, policies, rules and guidelines posted on this App constitute the entire agreement between you and us and supersede all previous written or oral agreements. If any part of the Terms of Use is held invalid or unenforceable, that portion shall be construed in a manner consistent with the law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.

15. Termination

We reserve the right to terminate your use of this App if you violate the Terms of Use or any rules or guidelines posted on the App or for any other reason in our discretion.

16. Claims of Copyright Infringement

If you believe that your work has been copied and is accessible on this App in a way that constitutes copyright infringement, please contact us to report possible copyright infringement.

17. Protecting privacy

All information submitted by the clients to this App shall be safeguarded and protected. GDIC is committed to protecting the privacy, confidentiality, accuracy and security of the personal information that it collects, uses, retains and discloses in the course of conducting business. This privacy policy will protect the data provided by you and will be used for purposes of processing your application, the assessment and processing of claims and any other administration relevant to any policy issued by GDIC. By using this App, you agree to the terms of this privacy statement.

18. Security Measures

Only authorized personnel have access to your information. Our systems and procedures are designed to prevent the loss, misuse, unauthorized access, disclosure, alteration, and destruction of your information. Our commitment to security extends to the contracts and agreements that we sign with external service providers. We will only retain your information for as long as required for the purposes for which it was collected and/or any legal or regulatory requirements.

19. Use of the information collected

The information collected by us includes your contact information such as your name, address, and email address and other details as given in the registration page of our Application. If you purchase a policy from us we will collect financial information such as credit card number and expiration date through the payment gateway of the credit card company or the internet banking service of your bank. We also collect information such as beneficiary name, address and your relationship to the beneficiary when you buy a policy from us. This is required to maintain a
record of your beneficiary details for your insurance with us.
By using this App, you authorize us to contact you via email or phone on your contact details provided above and offer you information and services for the product you have opted for. You authorize us to call you for the mentioned purpose for a period of up to 45 working days.

20. Contact Us

If you have any comments or concerns, please contact:
GDIC
Address:
Green Delta Insurance Company Ltd.
Green Delta Aims Tower (6th Floor)
51-52 Mohakhali, Dhaka-1212
Phone No:  16457